Privacy Policy

1. Introduction

Hard Money Lenders of Phoenix (the “Site”) is a lender operated by Hard Money Lenders of Phoenix (“we,” “us,” “our”). We are a lender. We finance borrowers who submit inquiries directly who may be able to provide financing.

Because we collect financial information to facilitate these introductions, our activities are subject to the federal Gramm-Leach-Bliley Act (GLBA) and its implementing Privacy Rule and Safeguards Rule. This Privacy Policy describes the categories of information we collect, how we use and share it, and the choices you have about our use of your information.

2. Information We Collect

We collect the following categories of information when you use the Site or submit an inquiry:

• Identifiers: name, postal address, email address, telephone number, and similar contact information.
• Property and investment information: property address, property type, estimated value, purchase price, rehab budget, project timeline, exit strategy, and similar details about the transaction you are inquiring about.
• Financial information: information about your investing experience, funding needs, credit profile, income, and other financial details relevant to offering you a our lending team.
• Usage and device data: IP address, browser type, device identifiers, pages viewed, referring URL, and similar information collected automatically when you visit the Site.
• Communication records: records and content of calls, emails, text messages, and form submissions you exchange with us or by our underwriting team we introduce you to.

3. How We Use Your Information

We use the information we collect to:

• Evaluate your financing request through internal underwriting;
• Respond to your questions and communicate with you about your inquiry;
• Operate, maintain, secure, and improve the Site and our services;
• Prevent fraud, abuse, and other unauthorized activity; and
• Comply with legal obligations and enforce our Terms of Service.

4. How We Share Your Information (GLBA Disclosure)

We share your information in the following categories:

• Internal underwriting. When you submit an inquiry, we use the information you provide internally to evaluate financing and contact you about your inquiry. Current loan program details are available upon request.
• Service providers. We share information with vendors that perform services on our behalf, such as hosting, email delivery, SMS delivery, analytics, spam and abuse prevention, and customer support. These service providers are permitted to use your information only to perform services for us.
• Legal, safety, and compliance. We may disclose information to comply with subpoenas, court orders, regulatory requests, and other legal obligations, and to protect the rights, property, or safety of Hard Money Lenders of Phoenix, our users, employees, or others.
• Business transfers. If we are involved in a merger, acquisition, reorganization, financing, sale of assets, or similar transaction, your information may be transferred as part of that transaction.

We do not sell your personal information.

5. Your Right to Limit Sharing

By submitting an inquiry through this Site, you authorize us to use your information internally to evaluate and respond to your inquiry. If you do not want your information used for underwriting, please do not submit an inquiry. You may also contact us at [email protected] to request that we stop using your information for underwriting going forward. Information already used in underwriting remains governed by this Privacy Policy.

6. Data Security

Consistent with the GLBA Safeguards Rule, we maintain administrative, technical, and physical safeguards designed to protect the security, confidentiality, and integrity of the information we collect. These safeguards include access controls, encryption in transit, logging, vendor risk review, and employee training. No system can be guaranteed 100% secure, but we continuously work to identify and address new risks.

7. Your Choices

• Access, correction, deletion. You may request access to, correction of, or deletion of personal information we maintain about you by contacting us using the information in Section 10. Some information may be retained as required by law or to complete transactions you initiated.
• SMS / text messages. You may opt out of marketing text messages at any time by replying STOP to any text message you receive from us or our lending team. You may receive a final confirmation message.
• Phone calls. You may ask us or our lending team to stop calling you at any time during a call or by contacting us.
• Email. You may unsubscribe from marketing emails using the unsubscribe link in the email or by contacting us.

8. Children's Privacy

The Site is not directed to children under 18, and we do not knowingly collect personal information from children under 18. If we learn that we have collected information from a child under 18, we will delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will update the “Last Updated” date above and, where appropriate, provide additional notice. Your continued use of the Site after an update means you accept the updated Policy.

10. Contact

Hard Money Lenders of Phoenix
Hard Money Lenders of Phoenix
40 N Central Ave
Phoenix, AZ 85004

Phone: (602) 755-6963
Email: [email protected]

Current loan program details are available upon request.